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This blog is where I share insights, market updates, and personal perspectives on the ever-evolving world of real estate.
While I aim to provide accurate and helpful information, the articles represent my professional viewpoint based on current knowledge and experience. If you'd like advice tailored to your unique situation, feel free to reach out—I’d be more than happy to guide you on your property journey.
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HDB Resale Market in 2025: A Turning Point? What Buyers and Sellers Can Expect Next
As we close the chapter on 2025, the latest HDB resale data provides more than just a yearly report card—it offers a crucial compass for navigating the property market in 2026 and beyond. With price growth slowing to a 2.9% annual increase and a notable stagnation in the final quarter, 2025 marked a clear inflection point. This analysis looks back at the forces that shaped last year's moderation to forecast what buyers and sellers can realistically expect as we move forward,
Megan Soo
Jan 74 min read


What Is CAGR in Property? Why It Matters More Than Property Price Growth
When people talk about property performance, the most common question is: “How much did it go up?” But seasoned investors ask a different question: “How fast did it grow every year?” That’s where CAGR comes in. What is CAGR (in simple terms)? CAGR stands for Compound Annual Growth Rate . In property terms, it tells you: The average annual growth of your property over a period of time. Instead of looking only at the final profit, CAGR smooths out the growth and shows you how
Megan Soo
Dec 17, 20252 min read


Future Household Trends That Will Shape Singapore’s HDB Market
Singapore’s housing landscape is changing—quietly, steadily, and more significantly than many realise. While the number of people living in HDB flats continues to grow, the way Singaporeans are living is shifting. The trends in the HDB market are showing household sizes are shrinking, single-person households are rising, and more singles are choosing to buy their own homes instead of staying with family. All these trends point to one thing: the future HDB market will look ve
Megan Soo
Nov 28, 20253 min read


Singapore Property 2040: What Future Buyers Can Expect (and Why Waiting Could Cost You More)
Singapore’s real estate market has always been one of the most resilient in the world — and according to DBS’s Singapore 2040 Outlook , it’s expected to stay that way for at least the next 15 years. But while that’s good news for long-term stability, it also means that the cost of waiting to buy a home is likely to rise significantly. 1️⃣ What’s the forecast? DBS estimates that property prices (PPI) will grow at a 2–3% compound annual rate (CAGR) through 2040. That may soun
Megan Soo
Nov 2, 20252 min read


Shared Responsibility Framework: New anti-scam rule coming into effect Oct 15 — banks can now hold or reject large transfers!
From October 2025, a new safeguard empowers banks to hold or reject big digital transfers when over 50% of an account’s funds are being...
Megan Soo
Oct 12, 20253 min read


Singapore Households Grow Wealthier Despite Rising Property Debt
Introduction With property prices continuing to be a hot topic in Singapore, many homeowners and potential buyers are wondering: are we...
Megan Soo
Sep 27, 20252 min read


How lower interest rates affect you as a buyer?
When interest rates drop, the first reaction many buyers have is: “Should I wait for rates to fall further before committing?” On the...
Megan Soo
Sep 22, 20252 min read
Singapore Property Market Outlook: What Buyers Need to Know
The Singapore property market is seeing a pickup in sentiment, with both prime and suburban residential sectors showing improved...
Megan Soo
Sep 9, 20252 min read


Singapore Rental Market 2025: Why Landlords Should Stay Confident
3BR Median Rents The private residential rental market in Singapore is showing signs of stabilisation after the correction in 2024....
Megan Soo
Aug 26, 20253 min read


VERS in the 2030s: What It Means for HDB Owners and the End of the SERS Jackpot Dream
For decades, some buyers (I was one of them) of older HDB flats have pinned their hopes on the Selective En bloc Redevelopment Scheme...
Megan Soo
Aug 11, 20252 min read


Is Decoupling Illegal in Singapore? Here's What You Need to Know
There’s been a lot of buzz lately about whether decoupling — the act of transferring a property from joint ownership to a single name —...
Megan Soo
Aug 3, 20252 min read


Confidence Returns: What Recent CCR Launches Say About the Property Market
Two recent luxury launches — UpperHouse at Orchard Boulevard and Robertson Opus at the Singapore River — have sent a strong signal to...
Megan Soo
Jul 24, 20252 min read


What the New SSD Hike Means for Future Property Buyers in Singapore
The recent hike in Singapore’s Seller’s Stamp Duty (SSD), which now requires sellers to hold private residential property for at least...
Megan Soo
Jul 6, 20252 min read


URA Master Plan 2025: How Smart Buyers Can Use It to Grow Their Property Equity
Most homebuyers look at what’s around a property today . But what if you could predict what your neighbourhood will look like in five to...
Megan Soo
Jun 25, 20252 min read


Should the 15 Month Wait Out Period Be Removed? A Closer Look
Right sizers waiting out on their 15-month period. In 2022, the Singapore government introduced a 15-month wait-out period for private...
Megan Soo
Jun 3, 20252 min read


Real Wages in Singapore Grew 3.2% in 2024 — What It Means for You
Total wage change Singaporeans got a bit more breathing room in 2024, with real wage growth rising by 3.2% , the highest since the...
Megan Soo
May 29, 20252 min read


Finding the Sweet Spot: How to Balance Affordability with High Growth Potential for Your First Singapore Home
As a first-time homebuyer in Singapore, you're likely juggling two competing priorities: finding a property you can comfortably afford...
Megan Soo
May 3, 20254 min read


Is Freehold Still Worth the Premium? What First-Time Singapore Home Buyers Need to Know
I touched on leasehold vs freehold properties briefly in my last post, but I thought it’d be helpful to dive a little deeper...
Megan Soo
Apr 22, 20253 min read


Why Resale Private Homes Will Stay in Demand—And Why Leasehold vs Freehold May No Longer Matter
Singapore’s private resale housing market is showing strong resilience—and all signs point to continued demand in the months (and even...
Megan Soo
Apr 18, 20252 min read


Remission of ABSD for married couples.
One of the most asked questions I get from married couples: Can we get ABSD remission? Here’s what you really need to know before making...
Megan Soo
Apr 16, 20252 min read
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